Business-purpose lending · Farmington, MN
Capital that keepsyour business steady.
We're the brokers who say yes when the bank won't. Funded in 24–48 hours, explained in plain English.
What we do
We place capital withprivate lenders whenthe bank says no.
- Working capital / cash advance
- Equipment financing
the range we place
Why Trueballast
We say yes when the
bank won't.
The bank looked at your numbers and tilted away.
Alarmingly transparent
You see the whole number.
Before you sign it.
We don't set your price. We make sure you can see it.
What you'll have in writing
What actually lands in your account, after any fee.
The total you repay. One number, not a percentage to decode.
How it's priced, and whether that's a factor rate or interest.
How long, how often you pay, and how much each time.
Origination, processing, anything else. Named, before you sign.
Trueballast is a broker, so the lender sets your terms, not us. Our job is to bring you the offers worth reading and to make sure nothing on them is hidden. If a lender won't put a number in writing, that tells you what you need to know about the lender.
See what you qualify forWe don't quote rates · every number comes from your matched lender, in writing, before you commit to anything
How it works
Three steps. No runaround.
Tell us what you need
A short, plain-English application. Two minutes, honest questions, no SSN on this page.
We shop our private lenders
We know our core lenders' criteria cold and place your file where it actually fits.
Funded in 24–48 hours
Clear offers, every cost on the table, money in as little as a day or two.
The steady weight
“I grew up on Minnesota water. Ballast is the weight that keeps a boat upright when the wind comes. That's what we are for your business.”
Jacob Veches · Founder